Business Protection that keeps your clients in business

Why choose Scottish Provident?

Scottish Provident was first established in 1837 and has grown to become 
one of the UK's leading providers of protection cover. Our flexible menu based
proposition has helped place us at the forefront of the business protection
market. And with our specialist business protection team we can provide you
with our experience and expertise in this particular area of protection.

A wide range of features

  • The option to have a 
    lump sum business benefit paid in annual instalments over 3 or 5 year periods.
  • Valuable free cover options offered to eligible clients during underwriting.
  • A combination of guaranteed and reviewable rates for different benefits can be included in the same plan.
  • Increase options can be used to provide increases to the benefit amount (within certain limits). For example, if the value of shares increase or the value of an important employee increases.
  • Flexibility to arrange cover
    over fixed periods up to 40 years,
    or to select renewable cover
    over 5 or 10 year intervals.

Full details of all our products including features, benefits and options (including terms and conditions and exclusions and limitations) can be found in our product literature.

Visit literature page

Specialist business protection team

Our business protection team is solely dedicated to business protection. The team is highly experienced in advising companies across a range of areas and each member works closely with advisers to provide training, seminars, technical support and sales development.

Business protection service

All of your business is important to us but we understand that your corporate clients expect more. We offer you and your clients a service that is underpinned with our professionalism and expertise and is available across all our business protection products. Each of your cases will be proactively managed by one of our dedicated Case Managers who will keep you updated every step of the way.

Our underwriting helpline

From time to time you may need to speak to us prior to submitting a case. We have a dedicated helpline for you to use. For example you may want to check details before you submit a case, or ask about a specific illness or occupation.

If you have any other enquiries, please visit our contacts page for more contact details.

Contact Us

A faster decision process

Our improved online quote and apply service has a smart rules engine that asks the right questions relevant to your client and provides instant decisions. You can also quote for Scottish Provident Self Assurance and Pegasus business protection on the main portals.

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But don't just take our word for it

  • defaqto 2015 - 5 star - Critical Illness Cover
  • Moneyfacts Awards 2014 - Best Critical Illness Provider
  • defaqto 2015 - 5 star - Whole of Life Assurance